Creating a defensible space can help you save money in the long run. While hardening your home and creating an area that will slow fire can cost significant money, it likely will cost more to rebuild your home after a wildfire.
A defensible space can significantly reduce your chances of your home burning down. The figures listed here are generalized estimates, and prices will vary depending on several factors, including saving money by doing work yourself. Your mileage will vary. However, things not included in these estimates are your time and energy in submitting a claim to your insurance agency or finding a licensed contractor to spearhead rebuilding or repairing your house. More information on creating a defensible space can be found at https://www.fire.ca.gov/dspace#:~:text=Defensible%20space%20is%20the%20required,of%20firefighters%20defending%20your%20home. Or https://www.readyforwildfire.org/prepare-for-wildfire/get-ready/defensible-space/ . For more information about rebuilding after a wildfire visit: https://wildfirerecovery.caloes.ca.gov/general-info/rebuilding/ and https://extension.oregonstate.edu/forests/fire/after-wildfire.